Errors and omissions insurance, also called E&O coverage, protects your company from liabilities that are beyond the scope of traditional liability coverage.
E&O insurance is often invaluable if your business is sued for negligence, errors, or omissions.
E&O covers court costs, attorney fees, settlements, and other legal fees associated with a lawsuit. Even if your business is not at fault, you will still be responsible for legal expenses if a client sues you. That’s where E&O coverage comes in.
Companies that benefit the most from errors and omissions insurance are contractors and service companies, such as:
- HVAC contractors
- Plumbers
- Builders
- General contractors
- Electricians
- And the like
This coverage not only covers you (the owner) and your employees. It also covers contractors and subcontractors working on behalf of your business.
So Much More Than An Insurance Agency
Best Prices Available
With over 200 providers to choose from, we give you access to the best coverage with the most affordable premiums available.
Insider Expertise
As a former licensed adjuster, Zack Cummings knows how insurance firms evaluate E&O claims and can help you navigate yours.
24/7 Access
Our all-in-one app lets you access all your coverage information for every policy you have, even if you work with multiple carriers.
All-Inclusive Coverage
Imagine the simplicity of dealing with just one agent for all of your insurance policies, both personal and commercial.
Risk Management
Better coverage is a start, but it’s not enough. At Cummings, we provide consultation to help you mitigate risks and minimize liabilities.
Skip-The-Line Service
Cummings Insurance Agency has Platinum Status with many of our carriers, which means our clients skip the line when they need assistance.
We Make Insurance Simple.
1. Schedule a meeting
We can meet with you in person, over the phone, or via Zoom video conferencing.
2. Understand your needs
We’ll review your current coverage together and see what can be improved, removed, or maximized.
3. Customize your coverage
We’ll develop a comprehensive package to cover all of your coverage needs.
Get A Quote
Contact Cummings Insurance Agency today to unlock access to better, more affordable E&O coverage.
Get A Quote
